嗔秤戻幣�哉膵�云利匈嬉蝕湊蛸賜�塋床四衲���萩晦編報炎嘔囚^泡仟 ̄云利匈��
memoirs of general william t. sherman-1-及34何蛍
酔楯荷恬: 梓囚徒貧圭�鮗� ○ 賜 ★ 辛酔堀貧和鍬匈 梓囚徒貧議 Enter 囚辛指欺云慕朕村匈 梓囚徒貧圭�鮗� ● 辛指欺云匈競何! 泌惚云慕短嗤堋響頼���誅卒亮茂�俊彭堋響��辛聞喘貧圭 "辺茄欺厘議箝誓匂" 孔嬬 才 "紗秘慕禰" 孔嬬��
we proceeded to Lancaster�察�Ohio�察�where Mrs。 Sherman and the family stopped�察�and I went on to St。 Louis。 I found there that some changes had been made in the parent�察�house�察�that Mr。 Lucas had bought out his partner�察�Captain Symonds�察�and that the firm's name had been changed to that of James H。 Lucas & Co。
It had also been arranged that an office or branch was to be established in New York City�察�of which I was to have charge�察�on pretty much the same terms and conditions as in the previous San Francisco firm。
Mr。 Lucas�察�Major Turner�察�and I�察�agreed to meet in New York�察�soon after the 4th of July。 We met accordingly at the Metropolitan Hotel�察�selected an office�察�No。 12 Pall Street�察�purchased the necessary furniture�察�and engaged a teller�察�bookkeeper�察�and porter。 The new firm was to bear the same title of Lucas�察�Turner & Co。�察�with about the same partners in interest�察�but the nature of the business was totally different。 We opened our office on the 21st of July�察�1857�察�and at once began to receive accounts from the West and from California�察�but our chief business was as the resident agents of the St。 Louis firm of James H。 Lucas & Co。 Personally I took rooms at No。 100 Prince Street�察�in which house were also quartered Major J。 G。 Barnard�察�and Lieutenant J。 B。 McPherson�察�United States Engineers�察�both of whom afterward attained great fame in the civil war。
My business relations in New York were with the Metropolitan Bank and Bank of America�察�and with the very wealthy and most respectable firm of Schuchhardt & Gebhard�察�of Nassau Street。 Every thing went along swimmingly till the 21st of August�察�when all Wall Street was thrown into a spasm by the failure of the Ohio Life and Trust Company�察�and the panic so resembled that in San Francisco�察�that�察�having nothing seemingly at stake�察�I felt amused。 But it soon became a serious matter even to me。 Western stocks and securities tumbled to such a figure�察�that all Western banks that held such securities�察�and had procured advances thereon�察�were compelled to pay up or substitute increased collaterals。 Our own house was not a borrower in New York at all�察�but many of our Western correspondents were�察�and it taxed my tune to watch their interests。 In September�察�the panic extended so as to threaten the safety of even some of the New York banks not connected with the West�察�and the alarm became general�察�and at last universal。
In the very midst of this panic came the news that the steamer Central America�察�formerly the George Law�察�with six hundred passengers and about sixteen hundred thousand dollars of treasure�察�coming from Aspinwall�察�had foundered at sea�察�off the coast of Georgia�察�and that about sixty of the passengers had been providentially picked up by a Swedish bark�察�and brought into Savannah。 The absolute loss of this treasure went to swell the confusion and panic of the day。
A few days after�察�I was standing in the vestibule of the Metropolitan Hotel�察�and heard the captain of the Swedish bark tell his singular story of the rescue of these passengers。 He was a short�察�sailor´like´looking man�察�with a strong German or Swedish accent。 He said that he was sailing from some port in Honduras for Sweden�察�running down the Gulf Stream off Savannah。 The weather had been heavy for some days�察�and�察�about nightfall�察�as he paced his deck�察�he observed a man´of´war hawk circle about his vessel�察�gradually lowering�察�until the bird was as it were aiming at him。 He jerked out a belaying´pin�察�struck at the bird�察�missed it�察�when the hawk again rose high in the air�察�and a second time began to descend�察�contract his circle�察�and make at him again。 The second time he hit the bird�察�and struck it to the deck。。。。 This strange fact made him uneasy�察�and he thought it betokened danger�察�he went to the binnacle�察�saw the course he was steering�察�and without any particular reason he ordered the steersman to alter the course one point to the east。
After this it became quite dark�察�and he continued to promenade the deck�察�and had settled into a drowsy state�察�when as in a dream he thought he heard voices all round his ship。 Waking up�察�he ran to the side of the ship�察�saw something struggling in the water�察�and heard clearly cries for help。 Instantly heaving his ship to�察�and lowering all his boats�察�he managed to pick up sixty or more persons who were floating about on skylights�察�doors�察�spare�察�and whatever fragments remained of the Central America。 Had he not changed the course of his vessel by reason of the mysterious conduct of that man´of´war hawk�察�not a soul would probably have survived the night。 It was stated by the rescued passengers�察�among whom was Billy Birch�察�that the Central America had sailed from Aspinwall with the passengers and freight which left San Francisco on the 1st of September�察�and encountered the gale in the Gulf Stream somewhere off Savannah�察�in which she sprung a leak�察�filled rapidly�察�and went down。 The passengers who were saved had clung to doors�察�skylights�察�and such floating objects as they could reach�察�and were thus rescued�察�all the rest�察�some five hundred in number�察�had gone down with the ship。
The panic grew worse and worse�察�and about the end of September there was a general suspension of the banks of New York�察�and a money crisis extended all over the country。 In New York�察�Lucas�察�Turner & Co。 had nothing at risk。 We had large cash balances in the Metropolitan Bank and in the Bank of America�察�all safe�察�and we held�察�for the account of the St。 Louis house�察�at least two hundred thousand dollars�察�of St。 Louis city and county bonds�察�and of acceptances falling due right along�察�none extending beyond ninety days。 I was advised from St。 Louis that money matters were extremely tight�察�but I did not dream of any danger in that quarter。 I knew well that Mr。 Lucas was worth two or three million dollars in the best real estate�察�and inferred from the large balances to their credit with me that no mere panic could shake his credit�察�but�察�early on the morning of October 7th�察�my cousin�察�James M。 Hoyt�察�came to me in bed�察�and read me a paragraph in the morning paper�察�to the effect that James H。 Lucas & Co。�察�of St。 Louis�察�had suspended。 I was�察�of course�察�surprised�察�but not sorry�察�for I had always contended that a man of so much visible wealth as Mr。 Lucas should not be engaged in a business subject to such vicissitudes。 I hurried down to the office�察�where I received the same information officially�察�by telegraph�察�with instructions to make proper disposition of the affairs of the bank�察�and to come out to St。 Louis�察�with such assets as would be available there。 I transferred the funds belonging to all our correspondents�察�with lists of outstanding checks�察�to one or other of our bankers�察�and with the cash balance of the St。 Louis house and their available assets started for St。 Louis。 I may say with confidence that no man lost a cent by either of the banking firms of Lucas�察�Turner & Co。�察�of San Francisco or New York�察�but�察�as usual�察�those who owed us were not always as just。 I reached St。 Louis October 17th�察�and found the partners engaged in liquidating the balances due depositors as fast as collections could be forced�察�and�察�as the panic began to subside�察�this process became quite rapid�察�and Mr。 Lucas�察�by making a loan in Philadelphia�察�was enabled to close out all accounts without having made any serious sacrifices�察�Of course�察�no person ever lost a cent by him�此�he has recently died�察�leaving an estate of eight million dollars。 During his lifetime�察�I had opportunities to know him well�察�and take much pleasure in bearing testimony to his great worth and personal kindness。 On the failure of his bank�察�he assumed personally all the liabilities�察�released his partners of all responsibility�察�and offered to assist me to engage in business�察�which he supposed was due to me because I had resigned my army commission。 I remained in St。 Louis till the 17th of December�察�1857�察�assisting in collecting for the bank�察�and in controlling all matters which came from the New York and San Francisco branches。 B。 R。 Nisbet was still in San Francisco�察�but had married a Miss Thornton�察�and was coming home。 There still remained in California a good deal of real estate�察�and notes�察�valued at about two hundred thousand dollars in the aggregate�察�so that�察�at Mr。 Lucas's request�察�I agreed to go out again�察�to bring matters�察�if possible�察�nearer a final settlement。 I accordingly left St。 Louis�察�reached Lancaster�察�where my family was�察�on the 10th�察�staid there till after Christmas�察�and then went to New York�察�where I remained till January 5th�察�when I embarked on the steamer Moles Taylor ��Captain McGowan�� for Aspinwall�察�caught the Golden Gate ��Captain Whiting�� at Panama�察�January 15�察�1858�察�and reached San Francisco on the 28th of January。 I found that Nisbet and wife had gone to St。 Louis�察�and that we had passed each other at sea。 He had carried the ledger and books to St。 Louis�察�but left a schedule�察�notes�察�etc。�察�in the hands of S。 M。 Bowman�察�Esq。�察�who passed them over to me。
On the 30th of January I published a notice of the dissolution of the partnership�察�and called on all who were still indebted to the firm of Lucas�察�Turner & Co。 to pay up�察�or the notes would be sold at auction。 I also advertised that all the real property�察�was for sale。
Business had somewhat changed since 1857。 Parrott & Co。�察�Garrison�察�Fritz & Ralston�察�Wells�察�Fargo & Co。�察�Drexel�察�Sather & Church�察�and Tallant & Wilde�察�were the principal bankers。 Property continued almost unsalable�察� and prices were less than a half of what they had been in 1853´'54。 William Blending�察�Esq。�察�had rented my house on Harrison Street�察�so I occupied a room in the bank�察�No。 11�察�and boarded at the Meiggs House�察�corner of Broadway and Montgomery�察�which we owned。 Having reduced expenses to a minimum�察�I proceeded�察�with all possible dispatch�察�to collect outstanding debts�察�in some instances making sacrifices and compromises。 I made some few sales�察�and generally aimed to put matters in such a shape that time would bring the best result。 Some of our heaviest creditors were John M。 Rhodes & Co。�察�of Sacramento and Shasta�察�Langton & Co。�察�of Downieville�察�and E。 M。 Stranger of Murphy's。 In trying to put these debts in course of settlement�察�I made some arrangement in Downieville with the law´firm of Spears & Thornton��
酔楯荷恬: 梓囚徒貧圭�鮗� ○ 賜 ★ 辛酔堀貧和鍬匈 梓囚徒貧議 Enter 囚辛指欺云慕朕村匈 梓囚徒貧圭�鮗� ● 辛指欺云匈競何!
梁椣戻幣�� 梁心弌傍議揖扮窟燕得胎��傍竃徭失議心隈才凪万弌誌育断蛍�輌臆惨軼僑〃�燕慕得珊辛參資誼持蛍才将刮襲潜��範寔亟圻幹慕得 瓜寡追葎娼得辛參資誼寄楚署衛、持蛍才将刮襲潜填��